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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,487 | $124,425-13.6% | $112,040-4.1% | $137,256-21.7% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 13.27% | 24.72%-11.5pp | 24.52%-11.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $2,605 | $3,411-23.6% | $2,954-11.8% | $4,156-37.3% |
| Participant deferral / active EE | $7,292 | $5,718+27.5% | $5,098+43.0% | $6,407+13.8% |
| Admin fee / account holder | $4,610 | $15,207-69.7% | $12,098-61.9% | $12,270-62.4% |