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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,036 | $162,136+71.5% | $152,301+82.6% | $154,746+79.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.73% | 91.02%-71.3pp | 80.50%-60.8pp | 172.34%-152.6pp |
| Employer contribution / active EE | $18,187 | $4,890+271.9% | $4,624+293.3% | $4,379+315.3% |
| Participant deferral / active EE | $15,698 | $8,341+88.2% | $8,004+96.1% | $6,730+133.2% |
| Admin fee / account holder | $1,349 | $15,759-91.4% | $14,398-90.6% | $14,365-90.6% |