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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,275 | $148,629+34.1% | $135,982+46.5% | $139,487+42.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.80% | 79.33%-56.5pp | 68.32%-45.5pp | 373.84%-351.0pp |
| Employer contribution / active EE | $8,793 | $5,247+67.6% | $4,859+81.0% | $4,755+84.9% |
| Participant deferral / active EE | $17,480 | $8,102+115.7% | $7,760+125.3% | $6,713+160.4% |
| Admin fee / account holder | $966 | $12,406-92.2% | $10,767-91.0% | $11,407-91.5% |