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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,076 | $151,427+250.7% | $112,860+370.6% | $154,746+243.2% |
| Participation rate | 80.0% | 69.1%+10.9pp | 66.3%+13.7pp | 80.7%-0.7pp |
| Annual return | 12.22% | 30.95%-18.7pp | 35.26%-23.0pp | 172.34%-160.1pp |
| Employer contribution / active EE | $27,217 | $2,750+889.9% | $2,206+1133.8% | $4,379+521.5% |
| Participant deferral / active EE | $8,416 | $4,285+96.4% | $3,493+140.9% | $6,730+25.0% |
| Admin fee / account holder | $4,043 | $7,369-45.1% | $6,841-40.9% | $14,365-71.9% |