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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,513 | $116,360-11.0% | $65,566+57.9% | $139,466-25.8% |
| Participation rate | 100.0% | 67.8%+32.2pp | 64.9%+35.1pp | 80.3%+19.7pp |
| Annual return | 0.22% | 31.23%-31.0pp | 47.40%-47.2pp | 373.66%-373.4pp |
| Employer contribution / active EE | $23,521 | $2,600+804.8% | $1,692+1290.3% | $4,754+394.8% |
| Participant deferral / active EE | $20,546 | $4,242+384.3% | $2,832+625.5% | $6,712+206.1% |
| Admin fee / account holder | $431 | $6,701-93.6% | $4,114-89.5% | $11,409-96.2% |