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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,230 | $123,859+263.5% | $69,632+546.6% | $145,897+208.6% |
| Participation rate | 71.4% | 69.2%+2.2pp | 66.4%+5.0pp | 80.3%-8.9pp |
| Annual return | 62.36% | 192.49%-130.1pp | 101.32%-39.0pp | 552.29%-489.9pp |
| Employer contribution / active EE | $19,691 | $2,673+636.6% | $1,708+1052.6% | $4,663+322.3% |
| Participant deferral / active EE | $15,421 | $4,242+263.5% | $2,889+433.8% | $6,689+130.5% |
| Admin fee / account holder | $11,017 | $7,817+40.9% | $4,695+134.6% | $13,390-17.7% |