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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,057 | $93,598+63.5% | $135,974+12.6% | $75,173+103.6% |
| Participation rate | 77.4% | 75.2%+2.2pp | 81.9%-4.5pp | 67.2%+10.2pp |
| Annual return | 15.18% | 30.89%-15.7pp | 68.30%-53.1pp | 160.72%-145.5pp |
| Employer contribution / active EE | $4,826 | $3,538+36.4% | $4,859-0.7% | $2,671+80.7% |
| Participant deferral / active EE | $12,003 | $6,405+87.4% | $7,760+54.7% | $4,126+190.9% |
| Admin fee / account holder | $11,043 | $6,978+58.3% | $10,767+2.6% | $5,651+95.4% |