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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,185 | $105,200+25.7% | $159,474-17.1% | $85,847+54.0% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.8%+0.5pp | 69.3%+14.0pp |
| Annual return | 11.91% | 45.08%-33.2pp | 263.68%-251.8pp | 318.61%-306.7pp |
| Employer contribution / active EE | $3,566 | $3,319+7.4% | $4,831-26.2% | $2,565+39.0% |
| Participant deferral / active EE | $9,242 | $5,946+55.4% | $7,353+25.7% | $3,952+133.8% |
| Admin fee / account holder | $1,636 | $6,934-76.4% | $10,802-84.9% | $6,261-73.9% |