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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,311 | $102,422+26.3% | $147,117-12.1% | $80,959+59.7% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 11.55% | 135.16%-123.6pp | 420.54%-409.0pp | 35.67%-24.1pp |
| Employer contribution / active EE | $3,820 | $3,717+2.8% | $4,932-22.6% | $2,757+38.5% |
| Participant deferral / active EE | $10,399 | $6,652+56.3% | $8,065+29.0% | $4,300+141.8% |
| Admin fee / account holder | $41,011 | $7,953+415.6% | $12,993+215.6% | $6,925+492.2% |