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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 74-2794194 | Other Services | $9,356 |
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $2,673 |
MORNINGSTAR4+ years Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 | Advisory (Participants) | $0 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,504 | $66,319-38.9% | $93,621-56.7% | $65,185-37.9% |
| Participation rate | 56.7% | 74.0%-17.3pp | 75.8%-19.1pp | 70.2%-13.5pp |
| Annual return | 25.79% | 42.59%-16.8pp | 32.76%-7.0pp | 29.38%-3.6pp |
| Employer contribution / active EE | $977 | $2,013-51.5% | $2,719-64.1% | $2,177-55.1% |
| Participant deferral / active EE | $2,043 | $3,343-38.9% | $4,070-49.8% | $3,514-41.9% |
| Admin fee / account holder | $24 | $6,900-99.7% | $7,890-99.7% | $847-97.2% |