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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 74-2794194 | Other Services | $7,535 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,981 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,102 | $61,660-54.4% | $80,022-64.9% | $64,173-56.2% |
| Participation rate | 65.3% | 71.7%-6.4pp | 75.8%-10.5pp | 69.6%-4.3pp |
| Annual return | -8.01% | -0.33%-7.7pp | 11.22%-19.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,117 | $1,810-38.3% | $2,468-54.8% | $2,381-53.1% |
| Participant deferral / active EE | $2,099 | $2,968-29.3% | $3,686-43.0% | $3,470-39.5% |
| Admin fee / account holder | $16 | $5,417-99.7% | $6,521-99.8% | $4,887-99.7% |