Filed February 4, 2016
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,048 | $165,361-77.0% | $149,715-74.6% | $158,950-76.1% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 15.54% | 348.24%-332.7pp | 276.66%-261.1pp | 302.91%-287.4pp |
| Employer contribution / active EE | $4,746 | $5,103-7.0% | $4,645+2.2% | $4,762-0.3% |
| Participant deferral / active EE | $4,284 | $7,182-40.3% | $6,842-37.4% | $5,983-28.4% |
| Admin fee / account holder | $2,860 | $10,808-73.5% | $9,310-69.3% | $11,248-74.6% |