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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,311 | $118,875-61.0% | $96,572-52.0% | $167,553-72.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.21% | 50.50%-37.3pp | 37.79%-24.6pp | 478.89%-465.7pp |
| Employer contribution / active EE | $17,427 | $3,121+458.4% | $2,357+639.3% | $4,840+260.1% |
| Participant deferral / active EE | $6,031 | $4,617+30.6% | $3,850+56.7% | $6,343-4.9% |
| Admin fee / account holder | $1,910 | $8,070-76.3% | $6,183-69.1% | $12,316-84.5% |