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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,405 | $112,933-57.1% | $90,970-46.8% | $158,982-69.6% |
| Participation rate | 92.3% | 74.7%+17.6pp | 69.0%+23.3pp | 82.0%+10.3pp |
| Annual return | 17.33% | 215.82%-198.5pp | 134.60%-117.3pp | 302.99%-285.7pp |
| Employer contribution / active EE | $13,408 | $2,893+363.4% | $2,122+531.9% | $4,763+181.5% |
| Participant deferral / active EE | $6,158 | $4,128+49.2% | $3,373+82.6% | $5,983+2.9% |
| Admin fee / account holder | $19,136 | $8,047+137.8% | $5,961+221.0% | $11,252+70.1% |