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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,557 | $82,678-6.2% | $125,391-38.1% | $68,490+13.2% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | 10.21% | -5.97%+16.2pp | 572.41%-562.2pp | -7.85%+18.1pp |
| Employer contribution / active EE | $4,250 | $3,382+25.7% | $4,816-11.7% | $2,597+63.7% |
| Participant deferral / active EE | $9,295 | $6,111+52.1% | $7,448+24.8% | $4,028+130.8% |
| Admin fee / account holder | $9,461 | $6,277+50.7% | $10,009-5.5% | $5,403+75.1% |