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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,136 | $98,776-18.9% | $149,745-46.5% | $79,856+0.4% |
| Participation rate | 89.3% | 75.8%+13.5pp | 82.5%+6.8pp | 69.6%+19.6pp |
| Annual return | 21.83% | 27.38%-5.5pp | 276.72%-254.9pp | 31.71%-9.9pp |
| Employer contribution / active EE | $1,072 | $3,217-66.7% | $4,646-76.9% | $2,471-56.6% |
| Participant deferral / active EE | $7,816 | $5,681+37.6% | $6,843+14.2% | $3,741+109.0% |
| Admin fee / account holder | $2,892 | $6,053-52.2% | $9,312-68.9% | $5,306-45.5% |