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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,103 | $150,447-63.4% | $136,298-59.6% | $147,586-62.7% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 19.74% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.9pp |
| Employer contribution / active EE | $3,926 | $5,256-25.3% | $4,696-16.4% | $4,876-19.5% |
| Participant deferral / active EE | $10,601 | $6,631+59.9% | $6,247+69.7% | $5,439+94.9% |
| Admin fee / account holder | $306 | $10,906-97.2% | $9,244-96.7% | $10,886-97.2% |