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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCPAL LIFE INSURANCE COMPANY Service code 13 · EIN 42-0127290 | Contract Administrator | $35,993 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $21,210 |
ORENDA RETIREMENT, LLC3 years Service code 13 · EIN 36-4877979 | Contract Administrator | $17,103 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,635 | $59,105-68.5% | $160,009-88.4% | $66,938-72.2% |
| Participation rate | 91.7% | 68.1%+23.6pp | 78.0%+13.7pp | 69.8%+21.9pp |
| Annual return | -17.96% | -12.26%-5.7pp | 408.85%-426.8pp | 1.58%-19.5pp |
| Employer contribution / active EE | $2 | $1,983-99.9% | $4,225-100.0% | $2,545-99.9% |
| Participant deferral / active EE | $2,552 | $4,395-41.9% | $6,183-58.7% | $4,238-39.8% |
| Admin fee / account holder | $284 | $591-51.9% | $8,715-96.7% | $594-52.1% |