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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,526 | $77,901+32.9% | $149,717-30.9% | $75,181+37.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.24% | 31.73%-18.5pp | 134.41%-121.2pp | 160.69%-147.5pp |
| Employer contribution / active EE | $6,427 | $3,137+104.8% | $4,820+33.3% | $2,671+140.6% |
| Participant deferral / active EE | $5,397 | $3,411+58.2% | $5,682-5.0% | $4,126+30.8% |
| Admin fee / account holder | $33,761 | $5,949+467.5% | $13,213+155.5% | $5,650+497.6% |