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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,604 | $154,193-50.3% | $130,045-41.1% | $139,466-45.1% |
| Participation rate | 57.1% | 82.0%-24.8pp | 78.5%-21.4pp | 80.3%-23.2pp |
| Annual return | 19.64% | 32.51%-12.9pp | -137.30%+156.9pp | 373.66%-354.0pp |
| Employer contribution / active EE | $1,637 | $5,292-69.1% | $4,321-62.1% | $4,754-65.6% |
| Participant deferral / active EE | $7,300 | $6,709+8.8% | $5,820+25.4% | $6,712+8.8% |
| Admin fee / account holder | $0 | $13,989-100.0% | $10,600-100.0% | $11,409-100.0% |