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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,941 | $142,392-52.3% | $119,622-43.2% | $134,532-49.5% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.3%-19.3pp | 81.2%-21.2pp |
| Annual return | -19.12% | -12.46%-6.7pp | -14.98%-4.1pp | 418.27%-437.4pp |
| Employer contribution / active EE | $2,257 | $5,224-56.8% | $4,232-46.7% | $4,741-52.4% |
| Participant deferral / active EE | $7,469 | $6,467+15.5% | $5,601+33.4% | $6,401+16.7% |
| Admin fee / account holder | $0 | $13,593-100.0% | $10,328-100.0% | $11,429-100.0% |