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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,337 | $180,462-51.0% | $154,111-42.7% | $135,379-34.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.57% | 888.17%-892.7pp | 735.18%-739.8pp | 519.79%-524.4pp |
| Employer contribution / active EE | $1,950 | $6,036-67.7% | $5,298-63.2% | $4,779-59.2% |
| Participant deferral / active EE | $6,534 | $5,806+12.5% | $5,081+28.6% | $5,609+16.5% |
| Admin fee / account holder | $3,183 | $16,145-80.3% | $13,411-76.3% | $10,828-70.6% |