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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,686 | $181,896+86.2% | $156,551+116.3% | $273,972+23.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.14% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $6,175 | $6,248-1.2% | $5,501+12.2% | $4,869+26.8% |
| Participant deferral / active EE | $11,400 | $5,550+105.4% | $4,871+134.0% | $5,287+115.6% |
| Admin fee / account holder | $11,918 | $15,560-23.4% | $13,028-8.5% | $10,133+17.6% |