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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,381 | $217,427+18.8% | $185,837+39.0% | $167,518+54.2% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.04% | 148.39%-135.4pp | 122.08%-109.0pp | 478.71%-465.7pp |
| Employer contribution / active EE | $14,426 | $5,874+145.6% | $5,168+179.1% | $4,838+198.1% |
| Participant deferral / active EE | $10,075 | $6,357+58.5% | $5,568+80.9% | $6,342+58.9% |
| Admin fee / account holder | $2,677 | $19,816-86.5% | $16,241-83.5% | $12,312-78.3% |