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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,864 | $209,422-48.5% | $178,503-39.6% | $158,982-32.2% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 15.48% | 188.81%-173.3pp | 151.12%-135.6pp | 302.99%-287.5pp |
| Employer contribution / active EE | $10,926 | $5,707+91.5% | $5,011+118.0% | $4,763+129.4% |
| Participant deferral / active EE | $9,838 | $5,955+65.2% | $5,202+89.1% | $5,983+64.4% |
| Admin fee / account holder | $381 | $17,079-97.8% | $13,987-97.3% | $11,252-96.6% |