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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,590 | $167,362-5.8% | $143,799+9.6% | $134,532+17.1% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -22.03% | 0.47%-22.5pp | -0.04%-22.0pp | 418.27%-440.3pp |
| Employer contribution / active EE | $2,237 | $5,620-60.2% | $4,952-54.8% | $4,741-52.8% |
| Participant deferral / active EE | $4,493 | $6,447-30.3% | $5,638-20.3% | $6,401-29.8% |
| Admin fee / account holder | $239 | $18,094-98.7% | $14,677-98.4% | $11,429-97.9% |