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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,644 | $209,425-6.1% | $178,499+10.2% | $158,966+23.7% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 23.15% | 188.80%-165.6pp | 151.10%-128.0pp | 302.95%-279.8pp |
| Employer contribution / active EE | $3,668 | $5,707-35.7% | $5,011-26.8% | $4,762-23.0% |
| Participant deferral / active EE | $7,745 | $5,955+30.1% | $5,202+48.9% | $5,983+29.4% |
| Admin fee / account holder | $4,148 | $17,078-75.7% | $13,986-70.3% | $11,250-63.1% |