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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $60,894 |
Service code 27 · EIN 81-3001567 | Advisory (Plan) | $29,826 |
Filed as: TAX SHELTERED COMPENSATION, INC Service code 13 · EIN 41-0955056 7300 METRO BVLD STE 450 · EDINA, MN 55439 | Contract Administrator | $11,722 |
Service code 13 · EIN 41-0955056 7300 METRO BLVD STE 450 · EDINA, MN 55439 | Contract Administrator | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,806 | $105,198-20.3% | $159,455-47.4% | $85,856-2.4% |
| Participation rate | 93.7% | 75.8%+17.9pp | 82.8%+10.8pp | 69.3%+24.3pp |
| Annual return | 14.53% | 45.08%-30.5pp | 263.63%-249.1pp | 318.58%-304.0pp |
| Employer contribution / active EE | $6,296 | $3,319+89.7% | $4,830+30.4% | $2,565+145.5% |
| Participant deferral / active EE | $17,279 | $5,946+190.6% | $7,353+135.0% | $3,952+337.2% |
| Admin fee / account holder | $485 | $6,934-93.0% | $10,800-95.5% | $6,261-92.3% |