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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $41,981 |
Service code 27 · EIN 81-3001567 7820 TERREY PINE CT #200 · EDEN PRAIRIE, MN 55347 | Advisory (Plan) | $21,931 |
TSC 401K2 years Service code 13 · EIN 41-0955056 7365 KIRKWOOD CT N · MAPLE GROVE, MN 55369 | Contract Administrator | $8,788 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,744 | $102,382+5.2% | $147,005-26.7% | $80,874+33.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.29% | 134.89%-121.6pp | 418.76%-405.5pp | 35.62%-22.3pp |
| Employer contribution / active EE | $5,198 | $3,715+39.9% | $4,934+5.3% | $2,756+88.6% |
| Participant deferral / active EE | $12,940 | $6,646+94.7% | $8,070+60.4% | $4,297+201.2% |
| Admin fee / account holder | $371 | $7,942-95.3% | $13,006-97.1% | $6,935-94.6% |