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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,283 | $166,242-58.3% | $165,071-58.0% | $145,884-52.5% |
| Participation rate | 41.7% | 82.0%-40.4pp | 78.6%-37.0pp | 80.3%-38.6pp |
| Annual return | 15.15% | 100.44%-85.3pp | 70.17%-55.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,178 | $5,283-77.7% | $4,347-72.9% | $4,662-74.7% |
| Participant deferral / active EE | $7,100 | $6,964+1.9% | $6,035+17.6% | $6,690+6.1% |
| Admin fee / account holder | $11,419 | $16,658-31.5% | $12,695-10.1% | $13,392-14.7% |