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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,075 | $176,786-72.2% | $146,643-66.5% | $167,536-70.7% |
| Participation rate | 46.2% | 83.6%-37.5pp | 80.1%-33.9pp | 82.1%-36.0pp |
| Annual return | 22.38% | 24.04%-1.7pp | 22.75%-0.4pp | 478.82%-456.4pp |
| Employer contribution / active EE | $1,047 | $5,161-79.7% | $4,137-74.7% | $4,839-78.4% |
| Participant deferral / active EE | $2,930 | $6,440-54.5% | $5,506-46.8% | $6,342-53.8% |
| Admin fee / account holder | $5,445 | $13,262-58.9% | $10,280-47.0% | $12,315-55.8% |