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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,531 | $78,027+18.6% | $178,528-48.2% | $80,925+14.3% |
| Participation rate | 97.1% | 65.7%+31.4pp | 77.1%+20.0pp | 67.7%+29.4pp |
| Annual return | 7.75% | 18.09%-10.3pp | 27.11%-19.4pp | 35.65%-27.9pp |
| Employer contribution / active EE | $5,741 | $2,281+151.7% | $3,950+45.3% | $2,756+108.3% |
| Participant deferral / active EE | $8,034 | $4,408+82.3% | $6,278+28.0% | $4,299+86.9% |
| Admin fee / account holder | $1,244 | $7,168-82.6% | $10,419-88.1% | $6,940-82.1% |