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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,309 | $211,946-89.5% | $169,452-86.8% | $135,380-83.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -12.48% | 3.26%-15.7pp | 1.83%-14.3pp | 519.81%-532.3pp |
| Employer contribution / active EE | $6,656 | $5,117+30.1% | $4,157+60.1% | $4,779+39.3% |
| Participant deferral / active EE | $6,040 | $6,075-0.6% | $5,277+14.5% | $5,609+7.7% |
| Admin fee / account holder | $1,983 | $11,472-82.7% | $9,110-78.2% | $10,828-81.7% |