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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,531 | $78,015+18.6% | $178,505-48.2% | $80,959+14.3% |
| Participation rate | 97.1% | 65.7%+31.4pp | 77.1%+19.9pp | 67.7%+29.4pp |
| Annual return | 7.75% | 18.10%-10.4pp | 27.16%-19.4pp | 35.67%-27.9pp |
| Employer contribution / active EE | $5,741 | $2,281+151.7% | $3,955+45.2% | $2,757+108.2% |
| Participant deferral / active EE | $8,034 | $4,406+82.4% | $6,280+27.9% | $4,300+86.8% |
| Admin fee / account holder | $1,244 | $7,160-82.6% | $10,428-88.1% | $6,925-82.0% |