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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,639 | $183,516-34.3% | $155,534-22.4% | $145,884-17.3% |
| Participation rate | 91.3% | 82.7%+8.6pp | 78.2%+13.1pp | 80.3%+11.0pp |
| Annual return | 6.86% | 61.43%-54.6pp | 64.92%-58.1pp | 551.85%-545.0pp |
| Employer contribution / active EE | $5,008 | $5,315-5.8% | $4,675+7.1% | $4,662+7.4% |
| Participant deferral / active EE | $6,005 | $6,467-7.1% | $5,630+6.7% | $6,690-10.2% |
| Admin fee / account holder | $5,515 | $19,293-71.4% | $15,900-65.3% | $13,392-58.8% |