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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,223 | $138,114-37.6% | $125,391-31.2% | $134,545-35.9% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -16.76% | 750.88%-767.6pp | 572.41%-589.2pp | 418.37%-435.1pp |
| Employer contribution / active EE | $2,470 | $5,246-52.9% | $4,816-48.7% | $4,742-47.9% |
| Participant deferral / active EE | $5,573 | $7,801-28.6% | $7,448-25.2% | $6,401-12.9% |
| Admin fee / account holder | $11,188 | $11,570-3.3% | $10,009+11.8% | $11,431-2.1% |