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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,361 | $176,120-38.5% | $159,487-32.1% | $167,553-35.3% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 11.06% | 331.95%-320.9pp | 263.71%-252.6pp | 478.89%-467.8pp |
| Employer contribution / active EE | $1,829 | $5,299-65.5% | $4,831-62.1% | $4,840-62.2% |
| Participant deferral / active EE | $4,430 | $7,752-42.8% | $7,354-39.8% | $6,343-30.2% |
| Admin fee / account holder | $311 | $12,561-97.5% | $10,804-97.1% | $12,316-97.5% |