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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,749 | $148,582+2.8% | $135,942+12.4% | $139,456+9.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 32.89% | 79.26%-46.4pp | 68.28%-35.4pp | 373.45%-340.6pp |
| Employer contribution / active EE | $7,209 | $5,245+37.5% | $4,858+48.4% | $4,753+51.7% |
| Participant deferral / active EE | $7,634 | $8,101-5.8% | $7,759-1.6% | $6,711+13.7% |
| Admin fee / account holder | $11,550 | $12,402-6.9% | $10,764+7.3% | $11,407+1.3% |