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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,749 | $148,623+2.8% | $135,974+12.3% | $139,466+9.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 32.89% | 79.30%-46.4pp | 68.30%-35.4pp | 373.66%-340.8pp |
| Employer contribution / active EE | $7,209 | $5,246+37.4% | $4,859+48.4% | $4,754+51.6% |
| Participant deferral / active EE | $7,634 | $8,103-5.8% | $7,760-1.6% | $6,712+13.7% |
| Admin fee / account holder | $11,550 | $12,406-6.9% | $10,767+7.3% | $11,409+1.2% |