Retirement plan

E & F CONTRACTING, INC. RETIREMENT PLAN

Name: E & F CONTRACTING, INC. - E & F CONTRACTING, INC. RETIREMENT PLAN (2018) Form 5500
Creator: E & F CONTRACTING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E & F CONTRACTING, INC. RETIREMENT PLAN, E & F CONTRACTING, INC.

E & F CONTRACTING, INC.EIN 52-2086752Plan #001PY 2018

5870 OLD WASHINGTON ROAD - SYKESVILLE, MD 21784410-552-1461

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.7M

-37.8% from 2017

Total participants

-11.1% from 2017

Average account balance

$206,682

-37.8% from 2017

Annual return

-3.65%

-17.94 pp from 2017

Benchmarks

See 38,944 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,944 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$273K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

107.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$100K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1205

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.0M

$127992 / participant

Other / not subdivided$1M100.0%

% of EOY assets

61.927%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$206,682

$97,759+111.4%

$83,849+146.5%

$135,377+52.7%

Participation rate

100.0%

79.9%+20.1pp

76.1%+23.9pp

82.6%+17.4pp

Annual return

-3.65%

1287.41%-1291.1pp

850.91%-854.6pp

519.75%-523.4pp

Employer contribution / active EE

$13,612

$4,222+222.4%

$3,631+274.9%

$4,779+184.9%

Participant deferral / active EE

$4,682-100.0%

$4,082-100.0%

$5,609-100.0%

Admin fee / account holder

$127,992

$6,674+1817.8%

$5,478+2236.3%

$10,828+1082.0%

E & F CONTRACTING, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E & F CONTRACTING, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion