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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,645 | $78,520+90.6% | $96,576+55.0% | $82,448+81.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | 19.93% | 41.30%-21.4pp | 38.47%-18.5pp | 41.64%-21.7pp |
| Employer contribution / active EE | $4,921 | $2,630+87.1% | $3,553+38.5% | $2,551+92.9% |
| Participant deferral / active EE | $9,886 | $6,754+46.4% | $7,956+24.3% | $4,139+138.8% |
| Admin fee / account holder | $602 | $13,455-95.5% | $11,381-94.7% | $7,234-91.7% |