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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,145 | $57,590+110.4% | $86,233+40.5% | $82,448+46.9% |
| Participation rate | 73.9% | 57.9%+16.0pp | 69.0%+4.9pp | 68.1%+5.8pp |
| Annual return | 10.51% | 22.41%-11.9pp | 61.39%-50.9pp | 41.64%-31.1pp |
| Employer contribution / active EE | $1,748 | $1,655+5.6% | $2,504-30.2% | $2,551-31.5% |
| Participant deferral / active EE | $3,690 | $3,080+19.8% | $4,559-19.1% | $4,139-10.9% |
| Admin fee / account holder | $10,356 | $4,730+118.9% | $8,342+24.1% | $7,234+43.1% |