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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,103 | $124,351-79.8% | $109,188-77.0% | $167,553-85.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.17% | 26.04%-12.9pp | 25.76%-12.6pp | 478.89%-465.7pp |
| Employer contribution / active EE | $3,697 | $4,210-12.2% | $3,723-0.7% | $4,840-23.6% |
| Participant deferral / active EE | $2,820 | $5,257-46.4% | $4,654-39.4% | $6,343-55.5% |
| Admin fee / account holder | $14,453 | $7,975+81.2% | $6,755+113.9% | $12,316+17.3% |