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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,753 | $115,814-71.7% | $101,275-67.7% | $158,982-79.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.13% | 56.16%-56.0pp | 46.48%-46.4pp | 302.99%-302.9pp |
| Employer contribution / active EE | $5,268 | $4,176+26.1% | $3,660+43.9% | $4,763+10.6% |
| Participant deferral / active EE | $4,455 | $4,958-10.2% | $4,371+1.9% | $5,983-25.6% |
| Admin fee / account holder | $7,190 | $7,249-0.8% | $5,948+20.9% | $11,252-36.1% |