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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,201 | $175,259-36.0% | $149,723-25.1% | $139,487-19.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.76% | 166.82%-153.1pp | 134.50%-120.7pp | 373.84%-360.1pp |
| Employer contribution / active EE | $3,620 | $5,478-33.9% | $4,821-24.9% | $4,755-23.9% |
| Participant deferral / active EE | $6,622 | $6,522+1.5% | $5,682+16.5% | $6,713-1.4% |
| Admin fee / account holder | $9,191 | $16,158-43.1% | $13,215-30.4% | $11,407-19.4% |