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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,115 | $167,353-36.0% | $143,797-25.5% | $134,545-20.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.25% | 0.48%-17.7pp | -0.04%-17.2pp | 418.37%-435.6pp |
| Employer contribution / active EE | $6,374 | $5,620+13.4% | $4,952+28.7% | $4,742+34.4% |
| Participant deferral / active EE | $3,585 | $6,447-44.4% | $5,638-36.4% | $6,401-44.0% |
| Admin fee / account holder | $1,287 | $18,096-92.9% | $14,679-91.2% | $11,431-88.7% |