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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,398 | $106,905-17.3% | $84,020+5.2% | $152,885-42.2% |
| Participation rate | 66.7% | 75.2%-8.6pp | 69.0%-2.3pp | 82.5%-15.8pp |
| Annual return | 19.68% | 105.00%-85.3pp | 71.31%-51.6pp | 345.39%-325.7pp |
| Employer contribution / active EE | $2,264 | $2,735-17.2% | $1,984+14.1% | $4,763-52.5% |
| Participant deferral / active EE | $4,371 | $4,012+9.0% | $3,239+35.0% | $5,851-25.3% |
| Admin fee / account holder | $30,089 | $8,287+263.1% | $6,101+393.2% | $11,598+159.4% |