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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,636 | $125,797+10.2% | $170,057-18.5% | $75,177+84.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 10.99% | 27.20%-16.2pp | 53.42%-42.4pp | 160.75%-149.8pp |
| Employer contribution / active EE | $3,644 | $4,616-21.1% | $6,790-46.3% | $2,671+36.4% |
| Participant deferral / active EE | $4,679 | $6,838-31.6% | $10,411-55.1% | $4,126+13.4% |
| Admin fee / account holder | $9,070 | $8,177+10.9% | $12,826-29.3% | $5,651+60.5% |