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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,667 | $109,359+28.6% | $162,185-13.3% | $72,976+92.8% |
| Participation rate | 74.3% | 84.3%-10.0pp | 87.6%-13.3pp | 69.5%+4.8pp |
| Annual return | 32.06% | 25.46%+6.6pp | 115.61%-83.5pp | 81.02%-49.0pp |
| Employer contribution / active EE | $2,254 | $3,907-42.3% | $5,613-59.8% | $2,440-7.6% |
| Participant deferral / active EE | $4,395 | $5,481-19.8% | $7,297-39.8% | $3,608+21.8% |
| Admin fee / account holder | $7,974 | $7,9720% | $10,844-26.5% | $5,124+55.6% |