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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,870 | $159,978+65.6% | $147,041+80.1% | $145,978+81.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.27% | 98.36%-87.1pp | 419.21%-407.9pp | 550.52%-539.2pp |
| Employer contribution / active EE | $6,621 | $5,288+25.2% | $4,935+34.2% | $4,662+42.0% |
| Participant deferral / active EE | $15,031 | $8,429+78.3% | $8,071+86.2% | $6,690+124.7% |
| Admin fee / account holder | $3,525 | $15,053-76.6% | $13,006-72.9% | $13,400-73.7% |