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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,400 | $148,623+24.7% | $135,974+36.3% | $139,466+32.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.27% | 79.30%-63.0pp | 68.30%-52.0pp | 373.66%-357.4pp |
| Employer contribution / active EE | $5,283 | $5,246+0.7% | $4,859+8.7% | $4,754+11.1% |
| Participant deferral / active EE | $13,634 | $8,103+68.3% | $7,760+75.7% | $6,712+103.1% |
| Admin fee / account holder | $2,360 | $12,406-81.0% | $10,767-78.1% | $11,409-79.3% |